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Buying a House to Renovate

Buy a House to Renovate for as little as $5,000! The Cuyahoga Land Bank sells properties needing renovation to qualified owner-occupants and professional rehabilitation contractors. All offers received for any property are subject to being held for review for up to 45 days, at the Cuyahoga Land Bank's discretion. Once an offer is accepted, all interested parties will be notified with the decision.

Learn more by watching the below video:

You can find houses that the Cuyahoga Land Bank has available for rehabilitation below:

114-11-038 Eligible for $20K Renovation Grant for Owner-Occupants 18312 Rosecliff Rd Cleveland (Ward 08) Renovation Work Required List Price: $41,000	107-14-110 Eligible for $20K Renovation Grant for Owner-Occupants 1338 E 89th St Cleveland (Ward 07) Renovation Work Required List Price: $12,000	130-03-038 Eligible for $20K Renovation Grant for Owner-Occupants 3252 E 123rd St Cleveland (Ward 04) Renovation Work Required List Price: $25,000	110-24-034 Eligible for $20K Renovation Grant for Owner-Occupants 12335 Forest Grove Ave Cleveland (Ward 09) Renovation Work Required List Price: $35,000
784-29-052 Eligible for $20K Renovation Grant for Owner-Occupants 5231 Beech Ave Maple Heights Renovation Work Required List Price: $45,000	119-05-016 Eligible for $20K Renovation Grant for Owner-Occupants 1771 E 88th St Cleveland (Ward 07) Renovation Work Required List Price: $20,000	109-10-110 Eligible for $20K Renovation Grant for Owner-Occupants 1264 E 102 Cleveland (Ward 09) Renovation Work Required List Price: $20,000	See more Land Bank properties to renovate See all Land Bank Properties

Renovation Programs

Deed-In-Escrow Program:

Under this program, the purchaser agrees to renovate the home as required within the time period specified in the Sales Agreement. The timeline and budget work will be reviewed by Cuyahoga Land Bank staff and a collaborative effort will be made by both parties until an achievable and realistic plan is created. At the time of agreement, the title/deed to the home will be held in escrow until the renovations are complete and a Certificate of Occupancy obtained. All costs associated with labor, material, supplies, etc. are the sole financial responsibility of the purchaser. The purchaser must also pull all necessary permits, resolve Point of Sale violations, and execute whatever is necessary to complete renovations. Renovations are deemed complete when the applicable municipality issues an official Certificate of Occupancy to attest the house is safe. If renovations are not completed within the time frame, the title will be retained by the Cuyahoga Land Bank and the potential purchaser will lose the financial investment he/she has put into the renovation. Upon completion, the purchaser will pay to the escrow agent the contract purchase price, along with any other items listed in the purchase agreement, and closing fees. Cuyahoga Land Bank personnel will perform monthly inspections during renovation period to ensure progress is made and that renovations will be completed in a timely manner.

Under the Deed-In-Escrow Program a set of established Housing Quality Standards must be followed to renovate a Cuyahoga Land Bank house.

Improvement Plus Program - $20K Grant for Owner-Occupants

The Deed-in-Escrow Improvement Program is an initiative developed by the Cuyahoga Land Bank to assist owner-occupant buyers in successfully renovating homes to live in. Non-repayable grants of up to $20,000 are available exclusively to owner-occupant buyers. Please keep in mind that we define owner-occupation as person who resides in this property as his/her principal residence for no less than three years. For certain eligible properties, the Cuyahoga Land Bank will directly bid out and oversee the completion of a portion of the renovation specifications (up to $20K) to assist the buyer in completing the home. Most common items to be covered by the grant include garage, roof, driveway, mechanicals, and/or appliances. The window of time this work takes place in will NOT count against the 120-day window for the owner to complete the other outstanding renovations. Cuyahoga Land Bank basic Terms and Conditions apply and may be subject to change. This program is funded by the Cuyahoga County Housing Program.

Property Transfer Policy

In order to buy a house to renovate from the Cuyahoga Land Bank, the purchaser must:

Not own any real property that is in material violation of state and/or local codes or has a history of code violations
Not own any real property that has a history of being a site for criminal activity during the purchaser’s ownership
Not own any real property that is tax delinquent
Not have lost any title or had any foreclosure filings against any properties within the past three years
Use property consistent with current zoning requirements of the respective municipality
Comply with all fair housing and market regulations
Reside in Cuyahoga County or designate a local agent authorized to accept notice on behalf of the purchaser if non-Cuyahoga resident.

To be considered for the Deed-In-Escrow Program:

Fill out the Property Purchaser Application. Be sure to attach all necessary documentation or you will not be considered.
Review our Housing Quality Standards.
A background check and verification will be completed on all information provided.
Be patient! A member of our staff will contact you within 14 business days to discuss your application and the properties of interest.
A viewing of the property can be scheduled for further rehabilitation assessment.
Make your best offer!

The Cuyahoga Land Bank reserves the right to change, modify or amend these procedures at any time.